3.5.4.2Vertical

Invoice Factoring Companies

Factoring companies purchasing trade receivables from SMBs.

Market snapshot

These figures describe Factoring & Accounts Receivable Finance (3.5.4), the segment that Invoice Factoring Companies sits within. They are not figures for Invoice Factoring Companies on its own.

FragmentationFragmentedEstimate

Factoring has no discrete Census NAICS code and sits within non-depository credit (522xxx), so the segment is not separately sized by the Census Bureau.

Business model & economics

Revenue model

Discount and fees on purchased receivables

Key economics

Recurring revenue
Moderate

recurring receivable purchases

EBITDA margin
Spread- and fee-based
Capex intensity
Low

Characteristics

  • Collateral-driven working-capital liquidity.
  • Heavily used in long-payment-cycle industries.
  • Fintech and supply-chain-finance platforms modernizing it.

M&A deal context

Deal activityModerate

Who’s acquiring

  • Factoring & working-capital specialists
  • Supply-chain-finance platforms
  • PE-backed lending consolidators

What’s driving deals

  • Consolidation of fragmented factors.
  • Fintech-enabled origination.
  • Counter-cyclical liquidity demand.

Find Invoice Factoring Companies acquisition targets

Search Acquisera’s index for companies classified under Invoice Factoring Companies (3.5.4.2) and build a targeted deal pipeline.

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